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Home > Auto Insurance | Ludlow, MA

Auto Insurance


Auto Insurance Quote Forms

Looking for coverage? Click any of the following links to submit a quote for quick, accurate and affordable rates.

Auto Quote Form

Auto Insurance Information

Even when you try to be a safe driver, you can’t avoid the risk of accidents and other hazards. These problems, when they occur, could wind up being very costly. But, if you have auto insurance, you may be able to get financial assistance to help cover the costs of your losses. 

Massachusetts drivers are required to have auto insurance, but they also have many coverage options to choose from. If you are searching for the right policy, come to Regina Jasak Insurance. We will always keep your needs in mind when helping you get quality auto insurance solutions. 

To get coverage, call us at 855-834-9607 or request your free quote now. 

Why Do You Need Auto Insurance? 

The results of unexpected vehicle hazards—wrecks, vehicle fires, theft, vandalism or other problems—could lead to high recovery costs. However, your auto insurance may be able to cover some of these costs, which can help you reduce how much you pay out of pocket.  

What Does Auto Insurance Cover? 

Auto policies often offer numerous types of coverage, such as: 

  • Liability coverage

  • Medical payments or personal injury protection (PIP)

  • Collision coverage

  • Comprehensive coverage

  • Uninsured/underinsured motorist (UM/UIM) coverage


Each type of coverage may include deductibles and other terms that may influence the financial assistance you can receive for a claim. Ask your Regina Jasak Insurance agent to help you structure your coverage so that it will provide you with appropriate coverage for your needs. 

How Much Auto Insurance Do I Need? 

Massachusetts drivers are required by law to carry auto insurance. All policies must contain at least the following coverage: 

  • Bodily injury liability insurance—$20,000 per person/$40,000 per accident

  • Property damage liability insurance—$5,000 per accident

  • Personal injury protection—$8,000 per person, per accident

  • Uninsured motorist bodily injury insurance—$20,000 per person/$40,000 per accident


Also, if you finance or lease your vehicle, your lender or dealer may require you to buy collision and comprehensive insurance.  

Many drivers can choose to increase their liability, PIP and uninsured motorist coverage above the mandatory minimum limits. Plus, even if certain coverage is optional, you may still want to add it to your policy. Ask your agent how carrying more coverage may help you have more financial assistance available if you file a claim on your policy. 

What Does Auto Insurance Cost? 

Many factors can influence the cost of your auto insurance policy. However, you may be able to qualify for discounts and other savings opportunities that can lower your rates. Ask our agents about savings that may be available to you.  

Contact Us Today 

Regina Jasak Insurance can help you take the challenge out of getting the right auto insurance. Call us at 855-834-9607 or request your free quote now. 

Contact Us Today!
855-834-9607

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193 Holyoke Street | PO Box 543 | Ludlow, MA 01056
733 Thimble Shoals Blvd, Suite 170 | Newport News, VA 23606
Ph: 855-834-9607 | Fx: 855-278-6332 | Text: 413-315-5776 | info@reginajasak.com
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